Our Process

Apply Online with an efficient no fuss application or feel free to contact our office directly at 250-374-2222. One of our advisors will be able to guide you through this process and ensure you are comfortable with each step. We will gather your information and discover your personal needs to help us find the best mortgage to fit your life goals.

We will advise you on the documents we will need in order to secure your rate and let you know your best options.

Purchasing a Home?

Here are some examples of documents we may need:

Income Verification

Recent Paystub, a Letter of Employment and a T4 or Notice of Assessment

Down Payment Confirmation – Savings or Investment Statements showing a 90 day history, Sale Agreement for an existing property or Gift Letter

Already Have Your Eye on a Property?

MLS Listing or Purchase Agreement

Looking to refinance your current home or renew your mortgage?

Here are some examples of documents we may need:

A Recent Mortgage Statement

Your current Home Owner Insurance Policy and Property Tax Statement

Income verification - Recent Paystub, a Letter of Employment and a T4 or Notice of Assessment

Our Plan

We will guide you through the process ensuring everything is handled efficiently and with superior customer service. Once the transaction is ready for closing, our knowledgeable experts will review the documents with you and ensure you have no questions. We will then send the instructions to the lawyer or notary and that’s where you will sign the final documents.

Our goal is to provide seamless support so you can feel secure and confident navigating one of the most important financial transactions in life.

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